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Referral partner program

Get paid to solve your clients' capital problem.

Your clients need funding. You have their trust. We have 50+ lenders, deep underwriting experience, and a referral program that puts commission in your pocket without adding work to your plate.

Join the program Call to discuss

Estimate your referral earnings

Move the inputs below to see what your network could produce in annual commissions.

$0Funded per yr
$0Est. commission
$0Per funded deal

Estimates use a 1.5% average referral rate on funded volume. Actual rates range from 1% to 2% depending on product and deal size, are paid at funding, and are disclosed in your partner agreement. This is not an income guarantee.

Who we work with

You already have the relationships. We handle the rest.

Our best partners are professionals who interact regularly with business owners and encounter capital needs they were not set up to solve themselves.

CPAs & bookkeepers

You see the financials first. When a client's cash flow needs help or they are ready to grow, you are the right person to make the introduction.

  • Client needs working capital before Q4
  • Client expanding and needs equipment financing
  • Client has tax debt and needs consolidation capital

Real estate agents & brokers

Business owners buying commercial property or investors acquiring income producing properties. Your deal closes faster when their capital is already in place.

  • Business buyer needs commercial real estate financing
  • Investor needs bridge capital ahead of a purchase
  • Client starting a new business needs startup funding

Attorneys

Business formation, contract disputes, acquisitions, and settlements all surface funding needs. A single sentence referral at the right moment earns you a commission and solves your client's problem.

  • Client acquiring a business and needs acquisition capital
  • Client in litigation needs bridge funds
  • New entity client needs startup capital

Insurance agents

Your commercial book is full of business owners paying premiums on growing operations. Capital questions come up when they are expanding, adding coverage, or recovering from a claim.

  • Client expanding fleet needs equipment financing
  • Client rebuilding after a claim needs bridge capital
  • Client adding staff needs working capital

Financial advisors

Business owner clients often hold capital in accounts you manage while simultaneously needing leverage to grow the business. The conversation is natural.

  • Client needs growth capital without touching investments
  • Client wants to diversify with a business acquisition
  • Client needs equipment without liquidating assets

Business consultants & coaches

Clients that take your advice to expand need capital to execute the plan. Connecting them to the right funding source is a natural extension of what you already do.

  • Client implementing growth strategy needs working capital
  • Client hiring a key team member needs payroll bridge
  • Client launching new product line needs inventory capital
How referrals work

As simple as a text message

You send the introduction. We take it from there and keep you in the loop.

Step 01

You make the intro

Text, email, or call us. We just need the business owner's name, contact, and what they are looking for. A warm introduction from you converts at a much higher rate than a cold application.

Step 02

We handle the client

We contact the business owner directly, walk them through the application, package the file, and submit to our lender network. You do not touch the underwriting or the paperwork.

Step 03

Deal closes

Your client gets funded. We send you a confirmation with the loan amount so you can verify the commission that is owed. No ambiguity, no waiting to be told.

Step 04

You get paid

Commission is wired to you within 5 business days of the loan funding. We also reach out at the client's renewal date so you earn again without doing anything additional.

Commission structure

Clear rates, paid fast

Our commission structure is disclosed in your partner agreement before the first referral. Nothing is hidden.

ProductCommission rateExample on $100K
Business term loan1.0% to 1.5%$1,000 to $1,500
Line of credit1.0% to 1.25%$1,000 to $1,250
Merchant cash advance1.5% to 2.0%$1,500 to $2,000
Equipment financing1.0% to 1.5%$1,000 to $1,500
Invoice financing0.75% to 1.0%$750 to $1,000
SBA loan0.5% to 1.0%$500 to $1,000
Commercial real estate0.5% to 0.75%$500 to $750

Rates reflect funded volume, not approved amount. Commission is paid once funds are received by the client. Higher end of range applies to direct, warm referrals.

What we promise

The commitments that come with the program

We never pitch your client on anything else
We do not cross sell your client into additional financial products, insurance, or services. Our job is to fund the business and keep you looking good. That is the scope.
We tell you when the deal closes
You get a confirmation email with the funded amount the day the deal closes, before commission is processed. You should never have to ask us what happened to a referral.
We pay within 5 business days of funding
Commission is wired within 5 business days of the client receiving funds. We do not hold commissions for month end processing or batch payments. Funded equals paid.
We never go around you at renewal
When a client is eligible for renewal, which typically happens at the 50 to 60 percent payoff mark, we notify you first. You stay on the deal and earn again.
We tell your client the truth, even if they do not qualify
If a referral is not fundable, we tell them exactly why, what they need to fix, and how long it will take. You referred them in good faith and they should leave the conversation better off than they entered.

No client poaching

We introduce ourselves as your preferred lender partner, not as a competing advisor.

Paid at funding

No batch processing. No monthly checks. Commission wired within 5 business days.

Full transparency

You see the funded amount before commission is processed. No black box.

You stay in the loop

Status updates when the file moves. You should never have to chase us for a referral update.

Join the program

Takes five minutes to set up

No paperwork beyond a simple agreement. No volume commitments. Refer one deal or fifty, the program works either way.

Partner application

Fill this out and a partner specialist will contact you within one business day to confirm your account and share the referral link and co-branded materials.

We will review your application and reach out within one business day to finalize your partner agreement and onboarding.

Application received

A partner specialist will reach out to you within one business day to finalize your agreement and get you set up with a referral link and materials.

Questions before you apply?

Call us directly and we can walk you through the program, explain the commission structure, and answer any questions about how referrals are handled.