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Home/Loan products/Merchant Cash Advance
Loan product

Merchant Cash Advance

1.1 to 1.5xRate / cost
3 to 18 moTerm
Up to $500KMax amount
Call (347) 903-3863
Term loan Line of credit SBA loans Cash advance Equipment Invoice Short term Real estate
Overview

Merchant Cash Advance

A merchant cash advance is a purchase of your future receivables. You receive a lump sum today, and the lender collects repayment as a fixed percentage of your daily card sales. When business is slow, the payment is smaller. When it is busy, you pay more and close out faster.

This is the fastest funded product in our network, often same day for approved files. It is also the highest cost. We only recommend it when the speed and flexibility are worth the premium, or when the credit profile does not qualify for a cheaper product.

Apply for a merchant cash advance

General qualification criteria

  • ✓3+ months in business
  • ✓$10,000+ in monthly credit card or debit processing
  • ✓Active merchant account with a major processor
  • ✓No minimum credit score on most MCA programs
  • ✓No collateral required

Best used for

Fast gap capitalSeasonal buildupCredit-challenged situationsHigh card volume businessesShort-term bridge

Ready to apply for a merchant cash advance?

One application puts 50+ lenders in competition for your file. No cost to you, no commitment until you choose an offer.

Call (347) 903-3863