Short term loans bridge a specific gap: a contract that requires capital before it pays, an unexpected expense, a time-sensitive opportunity. They are priced like a cash advance (factor rate rather than APR) but structured as a fixed daily or weekly payment rather than a percentage of card volume.
This is the most flexible credit product in our network. Lenders look primarily at bank statement cash flow, not credit score. A business with strong deposits and low credit can often get approved for a short term product when it would be declined on a term loan.
Apply for a short term loanOne application puts 50+ lenders in competition for your file. No cost to you, no commitment until you choose an offer.