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Loan product

SBA Loans

From 6.5%Rate / cost
Up to 25 yrsTerm
Up to $5MMax amount
Call (347) 903-3863
Term loan Line of credit SBA loans Cash advance Equipment Invoice Short term Real estate
Overview

SBA Loans

SBA 7(a) loans are government-backed, which means lenders take on less risk and pass the savings to you in the form of lower rates and longer terms. A 25-year SBA loan at 7% versus a 3-year term loan at 14% can mean hundreds of thousands of dollars in total cost difference on the same amount.

The tradeoff is time. SBA loans typically take 30 to 90 days from application to funding. If you need capital this week, this is not the product. If you are planning 60 days out and cost of capital matters, this should be the first option we explore together.

Apply for a sba loans

General qualification criteria

  • ✓2+ years in business (some startup programs available)
  • ✓Good personal credit (650+ preferred, 680+ for best terms)
  • ✓US citizen or permanent resident
  • ✓Business must be for-profit and operate in the US
  • ✓Collateral required for loans over $25K when available

Best used for

Practice acquisitionBusiness acquisitionLong-term expansionReal estate purchaseEquipment over $500K

Ready to apply for a sba loans?

One application puts 50+ lenders in competition for your file. No cost to you, no commitment until you choose an offer.

Call (347) 903-3863