A business line of credit works like a credit card for your business: you are approved for a maximum amount, draw only what you need, repay it, and the credit resets. You pay interest only on the outstanding balance.
This is the cleanest product for businesses with variable cash flow, seasonal peaks, or ongoing operational needs. Draw $30K in January, pay it down by March, draw again in June.
Apply for a business line of creditOne application puts 50+ lenders in competition for your file. No cost to you, no commitment until you choose an offer.